Safety in turbulent times
THE current macroeconomic situation, the wild fluctuations in the stock and commodity markets, threats of recession and the grim predictions…
Reworking our financial plans
IN the light of recent financial stresses many have faced or have been threatened by, there is a need to…
Personal finance management post-lockdown
FOR many of us, our finances were negatively impacted by the recent lockdown. This has necessitated a comprehensive review of…
Choosing the right bank
YOUR bank is a critical partner in your personal finance journey as it is the custodian of your financial resources.…
Investment mix
Many of us already have investments of different types, but do these investments meet our investment objectives and cashflow needs?…
Buying adequate insurance
One of the lessons to be learnt from the Coronavirus pandemic is the need to have adequate insurance cover. Insurance…
COVID-19 and emergency savings fund
The last few weeks have been particularly challenging and eye-opening. Many have faced dire financial situations. Others have come to…
Managing debt
With the current lockdown and our attendant inability to work and earn income effectively, there may be a need to…
COVID 19 lockdown and personal finances
In this time of economic slowdown, there is a need to look at new ways of managing our finances in…
Buying equities during bear markets
Global stock markets are being battered by the Coronavirus effect as we speak. Many stocks are trading are far below…
Fintech and password security
Fintech is a “new” concept and popular buzz word these days. But what does it mean? How will it affect…
Financial negotiation skills
NEGOTIATION skills are a must-have for success in life. Some may think they do not know how to negotiate but…
Personal risk management
AS we plan our financial future, there are obstacles that pose risks to our financial well-being and prosperity. Life is…
Financial Intelligence for Minors
MANY of us regret that we did not learn better financial management skills at an early age, therefore, we must…
Alternative Investment Options
IN view of the low interest rate regime and the current negative growth in the stock market, it is necessary…
Current trends in personal finance
BEING members of a community, our personal finances and financial well-being are affected by the prevailing economy, government policies, technology…
Investment Portfolio Allocation
LAST week, we defined Portfolio Allocation and got some interesting feedback. The point to note is that, many of us…
Investment Concepts
This week we are returning to the basics and redefining some common investment concepts. Passive Income is income from Investment…
Financial management in uncertain times
These certainly are uncertain times. Inflation is on the upward swing. VAT increase is now effective. There are rumours of…
Personal accounting
Every well run business is expected to prepare its Accounts (Financial Statements) periodically. These accounts are essential for appraising its…
