Effective financial management principles for 2021
Happy New Year to all our readers. May this New Year be prosperous for us in every way. The beginning…
Choosing the right bank
YOUR bank is a critical partner in your personal finance journey as it is the custodian of your financial resources.…
Financial negotiation skills
NEGOTIATION skills are a must-have for success in life. Some may think they do not know how to negotiate but…
Good Personal Finance Habits
As the year draws to a close, we should begin to look at how well we have fared in our…
Good personal finance habits
As the year draws to a close, we should begin to look at how well we have fared in our…
Post-COVID Black Friday shopping
After the financial threats and distresses we faced this year, and the financial uncertainties many are still struggling with, Black…
Debt Management
Governments worldwide are trying to jumpstart their economies after the Coronavirus induced economic slowdown. Loans and grants are being given…
Stock Market Investments
Earlier this year we noticed that the equities market was being battered by the effects of COVID 19 lockdown. Blue…
Financial recovery after a major loss
As if the financial losses we experienced during the lockdown were not enough, several businesspeople have had their means of…
Money Management for Couples
OUR last article on financial independence for Millennial resulted in requests advice to young couples on family finances, wealth creation,…
Financial independence for our youths
THIS week’s article is mainly for our youths and their parents, as we seek to explore ways in which the…
Surviving high inflation and low yields
These are truly perilous times. We are bombarded with a rare combination of high inflation, low interest/ investment yield, currency…
Post-lockdown back-to-school financing
EVERY year about this time, we discuss back-to-school financing because our children are about to commence new academic sessions and…
Avoiding Identity Theft
IDENTITY theft is the crime of obtaining a person’s personal or financial information with the sole purpose of assuming the…
Avoiding Identity Theft
IDENTITY theft is the crime of obtaining a person’s personal or financial information with the sole purpose of assuming the…
Avoiding Identity Theft
IDENTITY theft is the crime of obtaining a person’s personal or financial information with the sole purpose of assuming the…
Financial well-being and mental health
MENTAL health issues are becoming more common and so are receiving the media attention they deserve. Sadly, many of these…
Leveraging with debt
THIS is a personal finance column, so we hardly discuss business finance. However, the lockdown has brought with it a…
Plugging leakages
I am certainly one of those who believe that we cannot get financially independent just by saving. As important as…
Multiple streams of income post-COVID-19
THIS column has always been a strong advocate of investment portfolio diversification and creation of multiple streams of income. Several…


