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Financewise
Portfolio management
PROFESSIONAL wealth managers use complex algorithms and regression analyses to determine the optimum way to manage their clients’ investment portfolios. The purpose for this is to ensure that each client’s investment objectives are met by…
Basics of portfolio diversification
Last week we discussed the importance of hedging our wealth against erosion caused by inflation, price fluctuation, unfavorable interest rate movements, currency fluctuation, over-concentration on one asset type and other factors. We…
Hedging and wealth protection
A hedge is a form of fencing, protecting against incursions and intrusions. In investment portfolio management, hedging is an essential risks management tool. Some may simplistically call it insurance, because it acts like insurance and…
Common personal finance terms II
Mutual Fund – a professionally managed investment that pools money from different investors and then invests the money according to the investment objectives of the fund. This is a good way for beginners to take advantage of the investment…
Common personal finance terms (I)
IN the next two articles, we will try to explain some common personal finance terms using little or no technical jargon, so we can get a clearer understanding of them and be better positioned to learn from articles and discussions on wealth…
Financing holidays
Leisure is a vital part of life. It is essential to take time off work and away from familiar environments to refresh and reenergise. As we build our wealth and manage our finances, we must budget in holidays. This is one of the ways to…
How the economy affects your wealth
Economics is divided into microeconomics and macroeconomics. Simply put, microeconomics studies segments of the economy like banking sector or labour market. Macroeconomics studies the whole economy – how different forces interplay and…
Investment mix
Many of us already have investments of different types, but do these investments meet our investment objectives and cashflow needs?To get optimum returns on investment, we must pay attention to the products mixin our investment…
Real estate investments (III)
Last week, we discussed different types of real estate properties. But if managing physical properties, looking for tenants and waiting for rents to be paid is too stressful for you, consider investing in a Real Estate Investment Trust…
Real estate investments – II
Last week we started the discussion on real estate investments and the due diligence to be exercised before purchasing properties either as personal use assets or investment assets. Investments in real estate are a good source of passive…