Money market securities
Money market instruments are essential for proper investment portfolio diversification. They are also the preferred investment choice for persons with…
Mutual Funds
A Mutual Fund is a professionally managed pool of funds collected from many investors for profitable investment in different types…
Personal Accounting
Every well run business is expected to prepare its accounts (financial statements) periodically. These accounts are essential for appraising its…
Planning for Dependents II
Last week we talked about the need to plan the financial welfare of our dependents. We listed 6 main areas…
Planning for Dependents (I)
Planning for dependents is an integral part of financial planning and wealth management. Our dependents have needs that we as…
Multiple Streams of Income
The concept of multiple streams of income is one of the main pillars of wealth creation. All income streams; active…
Wealth Management in Transition Periods
Our financial well-being is not isolated from our macroeconomic environment. Inflation, government’s fiscal policies, the Central Bank’s monetary and FX…
Financial Goal Setting
Happy New Year readers. Thank you for your readership in 2018. This column promises to bring you more gems of…
Looking ahead
Last week we appraised our stewardship this year. This week we will look ahead and prepare for 2019. Whether we’ve…
Taking Stock
Can you believe that we are already in December? 2019 is just around the corner. As the year draws to…
Stock market investments (2)
I advise that if the downward trend is caused by actual individual unfavourable conditions (and not general market conditions), it…
Stock market investments
No investment portfolio is complete without a significant proportion of stock market investments. The stock market is the market where…
Mobile personal finance apps
Many of us are familiar with mobile apps. We have games, health trackers, learning portals, Bibles, social media and much…
Using debt wisely
Debt is misunderstood by large portion of our populace. Many think borrowing is shameful and proudly announce that they do…
Choosing the right bank
Your bank is a critical partner in your personal finance journey as it is the custodian of your financial resources.…
Giving to Charity
There are many financial needs in our society. It was recently revealed that Nigeria has the largest number of poor…
Fintech and password security
Fintech is a “new” concept and popular buzz word these days. But what does it mean? How will it affect…
Financial efficiency
Efficiency is using the least resources to produce the best results. Financially intelligent people are very efficient in converting resources…
Individual and national prosperity
Happy Independence Celebrations to us all! I know many of us are overwhelmed by the economic problems that we face,…
Financial negotiating skills
Negotiation skills are a must-have for success in life. Some may think they do not know how to negotiate but…
