Principles of Finance
There are six basic principles of finance – risk and return; time value of money; cash flow, profitability and liquidity;…
Attracting private equity
LAST week we discussed private equity investments in the well-managed, profitable SMEs in our communities. This generated questions from SME…
Private equity investing
One of the most profitable ways of investing and generating an additional stream of income is through private equity. Its…
Portfolio management
PROFESSIONAL wealth managers use complex algorithms and regression analyses to determine the optimum way to manage their clients’ investment portfolios.…
Basics of portfolio diversification
Last week we discussed the importance of hedging our wealth against erosion caused by inflation, price fluctuation, unfavorable interest rate…
Hedging and wealth protection
A hedge is a form of fencing, protecting against incursions and intrusions. In investment portfolio management, hedging is an essential…
Common personal finance terms II
Mutual Fund – a professionally managed investment that pools money from different investors and then invests the money according to…
Common personal finance terms (I)
IN the next two articles, we will try to explain some common personal finance terms using little or no technical…
Financing holidays
Leisure is a vital part of life. It is essential to take time off work and away from familiar environments…
How the economy affects your wealth
Economics is divided into microeconomics and macroeconomics. Simply put, microeconomics studies segments of the economy like banking sector or labour…
Investment mix
Many of us already have investments of different types, but do these investments meet our investment objectives and cashflow needs?…
Real estate investments (III)
Last week, we discussed different types of real estate properties. But if managing physical properties, looking for tenants and waiting…
Real estate investments – II
Last week we started the discussion on real estate investments and the due diligence to be exercised before purchasing properties…
Real estate investments
Every diversified investment portfolio should have real estate investments. To qualify as aninvestment, the property must generate net revenue for…
Electronic banking safety tips
Earlier this month, I travelled outside my base for four days, I made a total of seventeen purchases and did…
Effective savings strategies
Budgeting and planning are vital steps in our journey to financial freedom. Allocating sufficient money to savings in our spending. …
Financial inclusion and you
The term, Financial Inclusion is trending. What does it mean?Could any of us reading this column be financially excluded? Financial…
Breaking free from financial inadequacy
In order to successfully navigate the road to financial prosperity and freedom, we need to avoid certain pitfalls. Some of…
Essential financial management personality traits
In managing our finances to create wealth for ourselves and our communities, we need to develop certain essential personality traits.…
Exercising due diligence
The most common advice given in this column is “exercise due diligence.” What exactly do we mean? How do we…


