Understanding our tax obligations
With the recent increase in the VAT rate, there is a lot of buzz about our tax obligations. This is…
Investment choices in 2020
Happy new year to all our readers. May the new year be prosperous for us in every way. For the…
Looking ahead
Last week, we appraised our stewardship this year. This week, we will look ahead and prepare for the 20s. Whether…
Taking stock
WE are already in December. A new decade, the twenties, beckons. As this year draws to a close it is…
Personal risk management
As we plan our financial future, there are obstacles that pose risks to our financial well-being and prosperity. Life is…
Black Friday sales and financial discipline
Black Friday is the day after the US Thanksgiving Holiday. It is the first day of the shopping season that…
Personal budgets and investment plans
This week, we will go back to the basics, budgeting and planning, because we cannot achieve the financial future we…
Financial makeover
Many questions were raised on the last two articles on financial discipline. Some readers think they might need financial makeovers.…
Motivation for Financial Discipline
Last week we discussed tips to attaining and maintaining financial discipline. But we all realize that discipline is hard. Financial…
Financial discipline
Discipline is adherence to a code of behavior and set of rules. Financial discipline is therefore the adherence to the…
Mobile personal finance apps
Many of us are familiar with mobile apps. We have games, health trackers, learning portals, Bibles, social media and much…
Planning for dependents II
LAST week, we talked about the need to plan the financial welfare of our dependents. We listed six main areas…
Planning for dependents (I)
Planning for dependents is an integral part of financial planning and wealth management. Our dependents have needs that we as…
Managing personal debt
One of the main elements of financial inclusion is access to credit. CBN has set a target for the country…
Current trends in personal finance
BEING members of a community, our personal finances and financial well-being are affected by the prevailing economy, government policies, technology…
Financial education for children
As our children resume the new school year, let us ensure they get a full education. Attention is given to…
Back-to-school financing
With September comes the beginning of a new academic session; one of the most financially tasking times for parents of…
Overcoming habits that prevent goals achievement
Last week, we discussed bad financial habits that prevent us from achieving our financial goals. From experience, we know that…
Overcoming bad financial habits
Some people find it almost impossible to achieve their financial goals. We are unable to save regularly, talk less of…
Personal budgets
This week, we will go back to the basics, budgeting and planning, because we cannot achieve the financial future we…


