How to apply for NELFUND 2025/2026 student loan

The Nigerian Education Loan Fund (NELFUND) has announced the official application procedure for students seeking to benefit from its 2025/2026 academic session loan scheme.

The initiative aims to provide financial assistance to eligible Nigerian students in public tertiary institutions across the country, enabling them to cover tuition and upkeep expenses during their studies.

According to the Fund, applicants are expected to complete their registration online via the official portal — nelf.gov.ng — by following the outlined steps to ensure proper verification and processing.

Here’s step-by-step guide on how to apply for the loan for 2024/2025 academic session:

1. Visit the official NELFUND website: Access the portal at nelf.gov.ng and click on the “Apply Now” button.
2. Begin registration: Select “Get Started” and respond to preliminary questions to confirm eligibility.
3. Verify educational details: Choose your institution from the dropdown list and provide your matriculation number to confirm that your school has submitted your data.
4. Authenticate with JAMB: Verify your profile by entering your JAMB details. Applicants whose National Identification Numbers (NIN) are not linked to JAMB can use their NIN for validation.
5. Create an account: Enter a valid email address, set a password, and activate the account via the verification link sent to your inbox.
6. Log in and complete your profile: Update contact, educational, and banking details — including BVN, bank name, and account number.
7. Apply for the loan: After logging in, click “Request for Student Loan” and specify whether funds are required for tuition, personal upkeep, or both.
8. Upload supporting documents: Applicants must upload a scanned copy of their admission letter. Additional documents, such as a student ID card or institution invoice, are optional.
9. Review and submit: Carefully read the loan terms, agree to the Terms & Conditions and Global Standing Instruction (GSI) Mandate, and click “Submit Application.”
10. Track application status: Applicants can monitor their progress in the “Loans” section of their dashboard. Notifications will be sent once a decision is madeNELFUND advised applicants to ensure all provided information is accurate to avoid delays in processing. Unsuccessful applicants are encouraged to contact the Fund through the email address provided on its official website.

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