Categories: Business

Sterling Bank converts to holding company on shareholders’ approval

Sterling Bank Plc will take a new name after receiving shareholders’ approval to convert from a core banking business to a holding company, its board said on Monday, setting it up for the opportunity to gain a controlling stake in companies where it currently holds a substantial interest.

The lender will become known as Sterling Financial Holdings Company when the transition is delivered, according to a regulatory filing on the Nigerian Exchange Limited’s website.

A Holding company on the other hand is a company structure specifically designed by law to engage in the business of holding/acquiring controlling/majority stock interests in various companies/subsidiaries and subsequently maintaining an oversight function over these subsidiary companies.

The announcement comes one week after the bank convened a meeting of shareholders at the order of a court as part of the last key stages of the corporate reformation.

Embracing a Holdco structure confers on Sterling Bank the leverage to make inroads into other sectors within financial services apart from commercial banking which its current license and those of many lenders in Nigeria do not allow.

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Such sectors, comprising pension; asset management; payments and fintech, are gaining appeal among banks and provide chances for diversification as competition for interest income, which accounts for the bulk of the revenue of the banking industry turns increasingly fierce.

With the key resolutions for the scheme of arrangement now approved, the transition will proceed to its final phase where regulators including the Central Bank of Nigeria are to sanction the new entity into existence.

“The bank will transfer all the assets, liabilities and undertakings related to the non-interest banking business to The Alternative Bank Limited,” the statement said in reference to its newest subsidiary that received an approval-in-principle in December.

Sterling Bank’s issued and paid-up share capital valued at 28.8 billion outstanding shares will passé to the holding company in exchange for the allotment of those same units to shareholders on completion.

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Sterling Bank converts to holding company on shareholders’ approval

Tribune Online

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